Privacy Policy

The privacy of individuals using this website (the “Service” and located at factoringcompanies.ca) is of utmost importance and is in accordance with the regulations set forth by the Office of the Privacy Commissioner of Canada (“OPC”) and other relevant legacy cookie and privacy laws.

Factoringcompanies.ca (“Company”) recognizes the significance of protecting the personal information of all its customers, subscribers, and website users and will only collect and utilize such information in compliance with the applicable legal requirements and the individuals’ legal rights.

The Company has implemented a unified privacy policy that applies globally, including in Canada. This policy provides information regarding the collection, usage, and disclosure of personal information when utilizing the Service, as well as the options available to individuals regarding their information.

The following information is collected by the Company in accordance with applicable data protection regulations:

  • Information Provided by the User: The user’s name, email address, phone number, company name, business type, and any other information provided directly to our site by the advertiser.

  • Information Collected from Third Parties: Information about the advertiser may be obtained from other sources and added to the information collected from our site.

  • Automatically Collected Information: The Company automatically logs information about the advertiser and their computer, such as the operating system type, browser type and language, previous website visited, pages viewed, time spent on a page, access times, and information related to the use and actions taken on our site.

  • Use of Cookies: The Company may also log information through the use of cookies. Cookies are small data files stored on the advertiser’s hard drive by our site. Both session and persistent cookies may be used to provide the advertiser with a more personalized and interactive experience on our site, and to tailor the experience to meet the advertiser’s special interests and needs.

The Privacy Policy of the Company outlines the manner in which personal information is collected, utilized, disclosed, and protected, as well as the options available to individuals for managing the collection and usage of their information.

Data Controller

The Data Controller is the entity responsible for the collection of personally identifiable information, such as website cookies or email addresses collected through web contact request forms. In this capacity, the Data Controller is obligated to specify the purposes and methods for processing personal data, including information related to website visitors. The Company serves as the Data Controller for the website.

Data Processor

As a Data Processor, the responsibility for handling personal data lies in handling the information on behalf of the data controller. In the context of our website, factoringcompanies.ca, examples of Data Processors utilized include online advertising platforms such as Google Ads, Facebook Ads, and LinkedIn Ads, as well as the web analytics tool Google Analytics.

Data Sub-Processor

In the context of personal data handling, a third-party sub-processor refers to entities that provide auxiliary services to the main data processor. These entities may include cloud software providers, web hosting services, accounting software, content management systems such as WordPress, customer relationship management tools, as well as third-party contractors such as web developers and accountants.

Third-party Service Providers may be engaged to support the delivery of our Service, perform Service-related activities, or assist with the evaluation of our Service usage. These Service Providers are granted access to Personal Data solely for the purpose of performing their duties on our behalf and are strictly prohibited from disclosing or utilizing it for any other purposes.

Your Data Protection Rights (GDPR)

The General Data Protection Regulation (GDPR) grants the following data protection rights to individuals:

  • The right to be informed about the collection, use, and processing of personal data.

  • The right to access the personal data held about them.
  • The right to request the rectification of inaccuracies in their personal data.
  • The right to request the deletion or removal of their personal data.
  • The right to restrict the processing of their personal data.
  • The right to data portability, where the personal data was provided directly by the individual and processed with their consent or for the performance of a contract.
  • The right to object to the processing of their personal data.
  • The right in relation to automated decision-making and profiling.

In regards to the collection, use, and storage of personal data, we gather various information to offer and enhance our services to you.

The General Data Protection Regulation (GDPR) defines personal data as “any information relating to an identifiable person who can be recognized by reference.” This encompasses information that can be used to directly or indirectly identify an individual, including but not limited to email address, name, phone number, Cookies and Usage Data, and identification (ID) numbers.

We may also gather information regarding the utilization of our Service, including the manner in which it is accessed and utilized, referred to as “Usage Data.” This Usage Data may encompass details such as your computer’s Internet Protocol address, browser type and version, the pages within our Service that you visit, the date and time of your visit, the duration spent on those pages, distinctive device identifiers, and other relevant diagnostic information.

Use of Collected Data

The Company uses the collected personal data for the following purposes:

  • To provide and maintain the Service.
  • To notify you of changes to our Service.

  • To enable you to participate in interactive features of our Service if you choose to do so.

  • To provide customer care and support.
  • To provide analysis or valuable information for the improvement of our Service.
  • To monitor the usage of the Service.
  • To detect, prevent, and address technical issues.

Disclosure Policy

The Company may disclose Personal Data if it is believed in good faith that such disclosure is required:

  • To comply with applicable laws or regulations.
  • To protect and defend the rights or property of the Company.

  • To prevent or investigate any potential wrongdoing in relation to the Service.

  • To ensure the personal safety of users of the Service or the public.
  • To guard against legal liability.
  • To provide the information or services requested from third-party providers.

Storage of Personal Data

The Personal Data collected from you may be transferred to and stored on computers located outside of your jurisdiction, where data protection regulations may differ from those within your jurisdiction.

If you reside outside of Canada and choose to provide us with Personal Data, please be aware that such data will be transferred to Canada and processed there.

By accepting this Privacy Policy and submitting your Personal Data, you consent to this transfer and processing of your information.

The Company is committed to protecting the security of the Personal Data provided by you and will, therefore, take all reasonable steps to ensure that your personal data is treated securely and in accordance with this Privacy Policy. The transfer of Personal Data to a jurisdiction outside of your state, province, nation, or governmental jurisdiction, where data protection regulations may differ, will only occur if appropriate controls, including the security of the Personal Data, are in place.

By providing us with Personal Data and agreeing to this Privacy Policy, you acknowledge and consent to the transfer of such Personal Data to and storage on computers located outside your jurisdiction.

Security Of Data

The security of Personal Data is of utmost importance to the Company. While commercially reasonable efforts are made to secure the transmission and storage of Personal Data, it must be acknowledged that no method of Internet transmission or electronic storage is completely secure. As such, the Company cannot guarantee the absolute security of your Personal Data.

Types of Personal Data Collected

The Company may request that you provide certain personally identifiable information for the purpose of utilizing our Service (“Personal Data”). This information may include, but is not limited to:

  • Email address
  • First name and last name
  • Telephone number
  • Physical address of your business
  • Cookies and Usage Data

Additionally, we may collect information regarding your utilization and access to the Service (“Usage Data”). This Usage Data may comprise information such as:

  • Your computer’s Internet Protocol address (IP address)
  • The type and version of your browser
  • The pages of our Service visited
  • The date and time of visit
  • The duration of your visit
  • Unique device identifiers
  • Other diagnostic data.

The Service may use cookies, which are small text files transmitted to your browser from a website and stored on your device, in order to enhance the user experience and track usage. While the use of cookies is not mandatory for accessing the Service, declining to accept cookies may limit the functionality of certain features of the Service.

The Service may utilize cookies to personalize and tailor the user experience based on individual preferences as gathered through tracking and remembering information about the user’s behavior and choices.

How We Use Cookies

We use traffic log cookies to gather information on the pages visited on our Service. This information is used to analyze the website’s aggregate, anonymous traffic data and to enhance our Service to better meet the needs of our users. By utilizing cookies and other tracking technologies, we monitor and record activity on our Service.

Cookies for Behaviourally Targeted Advertising

The Company employs the use of first-party cookies for Google Analytics and third-party cookies for remarketing purposes. This allows us to show you advertising that is tailored to your interests and based on your previous interactions with our website. For instance, if you have previously visited our site and/or made a purchase, you may see the Company advertisements while browsing other websites in the Google Display Network. Additionally, we utilize seed remarketing audiences to target Lookalike Audiences and Similar Audiences.

How to Opt-Out of Cookie Personalization

Cookies help you to get the most out of our websites. To disable cookies, you may follow the steps provided by your browser (e.g., Chrome, Firefox, Safari). However, please be advised that doing so may limit your experience with our Service.

Request Details on Personal Data We Have About You

To request information about the personal data we hold about you, please submit a written request via the Contact page on our website. Upon receipt of your request, we will provide a comprehensive response, including a detailed copy of your personal data that we have on file. If you wish to have your personal data deleted from our records, please indicate this in your request, and we will take the necessary steps to comply with your request.

Links to Other Websites

The Service provided by the Company may include links to websites that are not under our control. By clicking on these third-party links, you will be directed to their respective websites. It is highly advisable to review the Privacy Policies of any website you choose to visit before providing any personal information.

The Company assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. The use of these links is at your own risk and discretion.

Amendments to This Privacy Policy

We reserve the right to modify our Privacy Policy at any time and will notify you of any changes by posting the revised Privacy Policy on this page.

It is advisable that you regularly review this Privacy Policy to stay informed of any updates. The changes to this Privacy Policy will become effective once they are posted on this page.

Contact Us

If you have any inquiries regarding this Privacy Policy, please direct them to us through the main Contact page on the website.